PFSL Financial Services — Terms & Conditions

Last Updated: February 20, 2026

General

This website (the “Site”) is owned and operated by PFSL Financial Services (“PFSL Financial Services,” “we,” “us,” or “our”). By accessing or using this Site, you agree to be bound by these Terms & Conditions and our Privacy Policy.

We reserve the right to update or modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of those changes.

Eligibility

By using our services, you represent that you are at least 18 years of age or the age of majority in your jurisdiction. Our services are not directed to individuals under 18.

SMS Messaging Terms

By opting in through our website forms, you agree to receive transactional SMS text messages from PFSL Financial Services. Messages may include:

Booking confirmations

Appointment reminders (including 30-minute reminders)

Service or account updates

Responses to your inquiries or support requests

PFSL Financial Services does not send promotional or marketing text messages.

Message frequency varies. Message and data rates may apply.

Opt-Out Instructions

You may cancel the SMS service at any time by replying STOP to any message. After you send STOP, you will receive a confirmation message that you have been unsubscribed. After this, you will no longer receive SMS messages from us unless you opt in again.

Help Instructions

If you are experiencing issues with the messaging program, reply HELP for assistance or contact us directly at:

Email: [email protected]
Phone: +1 514 991 2934

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

Privacy

Your privacy is important to us. Please review our Privacy Policy:

👉 https://songagepublic.com/3-privacy-policy

Intellectual Property Rights

All content on this Site, including text, graphics, logos, and materials, is the property of PFSL Financial Services and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or exploit any content without prior written permission.

User Conduct

You agree not to:

Use the Site for any unlawful purpose

Attempt to gain unauthorized access to our systems

Interfere with the Site’s operation

Submit false or misleading information

We reserve the right to restrict or terminate access for violations of these Terms.

Limitation of Liability

To the fullest extent permitted by law, PFSL Financial Services shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or our services.

Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Quebec and the applicable laws of Canada.

Contact Information

PFSL Financial Services
Email: [email protected]
Phone: +1 514 991 2934